Insurance thieves are taking money out of your pocketbook every day in Michigan. Insurance fraud costs the average Michigan family $100-200 in additional property/casualty premiums each year.
What Is Insurance Fraud?
Insurance fraud occurs when people deceive an insurance company or agent to collect money to which they are not entitled. Insurance fraud perpetrators can be members of complex, organized fraud rings or the next-door neighbor looking for additional income.
Examples of fraud include: inflating a claim to get out of paying a deductible or to cover past insurance premiums; orchestrating the destruction of an owned automobile, home or business to collect insurance; exaggerating the extent of a minor injury to collect workers’ compensation benefits; and billing insurance companies for medical services that were not provided.
Insurance fraud is a felony in MIchigan. Commit insurance fraud and face $50,000 in fines, mandatory restitution and four years of jail.
Insurance Fraud Awareness Coalition ® 334 Townsend, Lansing, MI 48933
Insurance fraud is problem in Michigan
One in six of Michigan residents knows someone who has committed insurance fraud, according to a new statewide poll. 70 percent of residents support a law that would create a statewide fraud authority to fight this crime. Find out more about the poll and what the Fraud Authority would do to reduce auto insurance fraud.
Fighting Insurance Fraud
Report Insurance Fraud
You can call the National Insurance Crime Hotline at 800-TEL-NICB (800-835-6422), staffed Monday through Friday from 7 a.m. to 8 p.m. CST. Cell phone users can text the keyword "FRAUD" and their tip to TIP411 (847411). Plus, iPhone or iPad users candownload the NICB Fraud Tips app to make it easy to quickly send a tip and get a response.